Welcome to the first Official Financial Update Blog Post. To start, as someone who lives in Minnesota, I cannot ignore the obvious injustices that are happening in the U.S. right now. I am not going to go in depth because this is a finance blog, but I have been extremely active in expressing my opinionContinue reading “May 2020 Financial Update:”
Author Archives: EaseYourFinancialPayne
How to Prepare for a Market Crash:
Market Crashes/Corrections are a fact of life and are necessary for a healthy economy. We need to expect that they will happen eventually and unexpectedly, so we need to be as prepared as we can. Emergency Fund: I have emphasized the importance of an emergency fund in some of my other posts, but I amContinue reading “How to Prepare for a Market Crash:”
How to Get Financially Ahead in Your Late Teens/Early Twenties:
Automatically Save and Invest Every Month (Even if it is a small amount!): Banks let you set up automatic transfers to savings accounts in any amount, you can even choose what day of the month you prefer so that it works well with your pay schedule. The key is to get in the habit ofContinue reading “How to Get Financially Ahead in Your Late Teens/Early Twenties:”
What to do Financially about Coronavirus:
We are all currently going through a weird, crazy, stressful time for many varying reasons. Now is not the time to panic and drastically change how we are approaching our finances. I personally am continuing to act as I did before, but maybe invest more than usual because prices are lower. I personally do notContinue reading “What to do Financially about Coronavirus:”
10 Step Plan to Financial Freedom:
I have read many financial guru’s books and websites. Including, Kristy Shen, Robert Kiyosaki, Ramit Sethi, Dave Ramsey, etc. They all have different versions of how they got rich and different tactics they recommend, such as a six week program, seven baby steps, or 10 year long process. I don’t 100% agree with some ofContinue reading “10 Step Plan to Financial Freedom:”
Two Year Degree, Debt-Free:
How I graduated with an Associate’s Degree Debt-Free. Some quick notes before I start: My parents did not pay for any of my schooling whatsoever. I got 0 scholarships (I tried and applied every semester), I come from a middle-class white family. I was making $11.50-$15.00 an hour at the time of paying for myContinue reading “Two Year Degree, Debt-Free:”
Best Financial Education Resources:
Podcasts: Money For Everyone– My Podcast with my friend Eric. 🙂 My post about it. Listen Money Matters– Two intelligent and entertaining men discussing various financial topics while drinking beer. The Mad Fientist– A man who reached Financial Independence at the age of 34 and now interviews others who are also financially successful. Books: TheContinue reading “Best Financial Education Resources:”
A Little About Me:
I currently work for two Financial Advisors who have been in the industry for 30+ years. Previously, I worked at a bank where I also gained a lot of financial knowledge. I am constantly doing research, listening to financial podcasts, or reading finance books. My goal for this blog is to break down my knowledgeContinue reading “A Little About Me:”
Introduction
About This Blog: “Today I will do what others won’t so tomorrow I can do what others can’t.” — Jerry Rice I have an extreme passion for personal finance and want to help as many people as I possibly can. I am creating this blog to share my financial knowledge and personal experiences to hopefully positively impact others. I’veContinue reading “Introduction”