March 2021 Financial Update:

Welcome back and Happy Spring! (Hopefully.) Here in Minnesota, you never know when Spring is actually here. The past two Winters, it has been warmer & less snowy than usual, which is concerning, to be honest. Also, last summer was not as humid either, it was very dry, at least where I live. Now thatContinue reading “March 2021 Financial Update:”

February 2021 Financial Update:

Hello and Welcome back to Ease Your Financial Payne! I’ve been doing a lot of reflecting, writing, & reading over this last month & my mindset has evolved, yet again. In February, I read The Power of Now by Eckhart Tolle, How to Become CEO by Jeffrey J. Fox, theminimalists.com by Joshua Fields Millburn &Continue reading “February 2021 Financial Update:”

January 2021 Financial Update:

Welcome back to Ease Your Financial Payne! The first month of 2021 is over & so much has already happened in the world since the start of the year. This month, we put all of our stimulus money & $100 we got for Christmas towards our car to get a head start on our goalContinue reading “January 2021 Financial Update:”

December 2020 Financial Update:

Happy New Year! Hope you all stayed safe & healthy while entering 2021 & celebrating (or not celebrating) all of the different holidays that happened in December. I’ve heard a lot of people actually preferred this year’s holiday season over the usual, because they didn’t need to go to lame office parties or see familyContinue reading “December 2020 Financial Update:”

November 2020 Financial Update:

Hello, hope everyone is doing well! It was just Thanksgiving weekend in the U.S. so it was a nice break from work, for a lot of us. I reconnected with a friend this month that I hadn’t talked to in quite a while and we have decided to start a podcast. I’m not going toContinue reading “November 2020 Financial Update:”

October 2020 Financial Update:

Hope you all had a safe and fun Halloween! (if you celebrate it) Also, Feliz dia de los Muertos hoy y ayer! I love October-December with all of the holidays. We kept our spending pretty low in October. We did update our bedroom this month by tearing out the carpet, getting a new light fixture,Continue reading “October 2020 Financial Update:”

September 2020 Financial Update:

Hello October! This is probably my favorite month. I love Autumn, the changing leaves, Halloween, and so many of my favorite people have Birthdays in this month! Today, I am sharing our September Financial Update. We have some major updates to our financial goals that I will be sharing in this post. We pretty muchContinue reading “September 2020 Financial Update:”

August 2020 Financial Update:

Hello! Hope you are all well. In our personal life, August has been kind of crazy, too much going on. I can’t wait until I’m “done” with my education so I can just focus on work and reconnecting with loved ones. At least this month we did not really spend a lot like we didContinue reading “August 2020 Financial Update:”

July 2020 Financial Update:

Hello all, this month we spent a lot of money on various things for our house. We got a patio added on ($1,800), our ducts professionally cleaned ($650), and refinanced our mortgage! We went from a 30-year fixed rate mortgage with 4.75% interest to a 15-year fixed rate mortgage with 3.125% interest! Our mortgage paymentContinue reading “July 2020 Financial Update:”

June 2020 Financial Update:

Hello all, hope you are all doing well considering the current state of our world. Here is our June 2020 Financial Update: Our Goal Financial Independence Numbers: $900,000 Invested to cover beyond our Living Expenses. $150,000 In Savings for Market Crashes or Emergencies. An HSA we are Maxing out every year while working for MedicalContinue reading “June 2020 Financial Update:”