August 2022 Financial Update:

August is always a crazy month for us because my birthday, our anniversary, and other family & friends have birthdays in August. This month was extra hard though, particularly the week of my birthday. I got Covid for the first time and it hit me really bad right when my friend was staying with usContinue reading “August 2022 Financial Update:”

July 2022 Financial Update:

In July, we mostly had tons of different appointments, particularly for Brandon’s back, he has a tear. Leo had a teeth cleaning he needed to be put under for, and Brandon had to get multiple fillings. Other than that I have been working part time, doing house projects, and like always, constantly evaluating myself &Continue reading “July 2022 Financial Update:”

How to Reach Your Financial Goals Faster:

At the end of this post, I list out all of the ways how we were able to accomplish these financial goals with such low incomes, in such a short amount of time. I suggest reading that list for ideas that you may be able to apply to your finances. Now that we are halfContinue reading “How to Reach Your Financial Goals Faster:”

June 2022 Financial Update:

For the United States, June was a wild month politically, about many varying topics. I won’t get into it, but as a young woman who cares about sustainability & freedom, I bet you can guess some of my thoughts. Some choices were a step in the right direction, some majorly stepping backwards. Personally though, JuneContinue reading “June 2022 Financial Update:”

You’re Creating Problems for Yourself and How to Stop.

Recently, I’ve caught myself and others, almost looking for problems. It’s kind of comical. We refuse to be content with whatever we have or where we’re at. We only focus on that which we lack or we change our minds to no longer like what we have. “The main floor is perfect! Now we justContinue reading “You’re Creating Problems for Yourself and How to Stop.”

May 2022 Financial Update:

Welcome back to Ease Your Financial Payne! This month we mainly went to garage sales, gardened/did yardwork, and I started part time work again. Overall, it was a peaceful, chill month. On to our personal finances for May: Our savings account did go down because we paid off my medical bill and took some moneyContinue reading “May 2022 Financial Update:”

April 2022 Financial Update:

April was an insanely busy month, so much happened and we had so many events. Finally, after over 6 months of consideration, and analyzing my infinite options for how I want to move forward, after losing my job in October 2021, I’ve figured out my plan for this next year. I of course want toContinue reading “April 2022 Financial Update:”

College Students and Money

I went around my local University campus today and surveyed college students about personal finance. (Tuesday, April 26th, 2022) Here are the questions I asked: What year are you graduating? What education have you received about how to manage your money? Do you feel ready to manage making $40,000+ a year after graduation and haveContinue reading “College Students and Money”

When Will the Next Market Crash Be?

Questions I have received recently are: “When will this housing bubble burst?”, “When will the next stock market crash be?”, and “Why do Baby Boomers not understand the younger generation’s financial struggles?” First of all, there is no housing bubble currently, and there likely isn’t going to be one again, at least not in ourContinue reading “When Will the Next Market Crash Be?”

The Importance of Gratitude

Gratitude is half the battle when it comes to life, this of course includes finances. If you truly appreciate everything you have and have accomplished, you will be far more content & at peace. As I am writing this, my husband and I decided to walk around places we used to shop back in 2016Continue reading “The Importance of Gratitude”