Reaching Partial Financial Independence:

I made a post on July 7th, 2021 called: You Are a Lot Closer to Your Ideal Lifestyle Than You Think.. and it turned out to be very true. Now that we sold my husband’s vehicle, we have accomplished everything on my “dream life/ideal lifestyle” list that is near the bottom of the aforementioned blog post.Continue reading “Reaching Partial Financial Independence:”

The Best Sustainable Cleaning Products! (No DIYs!)

Want to clean your home without dirtying our planet? In a way that’s easy AND saves you money? I feel you & that’s why I’m writing this post! I suggest saving it or liking it so you can come back & reference it when it’s time to buy new cleaning products! Your own sustainable cleaningContinue reading “The Best Sustainable Cleaning Products! (No DIYs!)”

4 Reasons Why You Should Sell Your Car NOW:

I hate it when writers mess around and take a long time to get to the point of their post, and I have to keep scrolling & scrolling. You know what I mean, so I am just going to jump right into it: Car values have appreciated for the first time ever. This is huge.Continue reading “4 Reasons Why You Should Sell Your Car NOW:”

How to Deal With People Giving You Gifts as a Minimalist..

Are you someone who is trying to attain or maintain a minimalist lifestyle, but has friends or family that love giving gifts? This post is for you! My husband and I also struggle with this, but we’ve found some ways to hopefully lessen the influx of stuff that comes into our house. Some back story…Continue reading “How to Deal With People Giving You Gifts as a Minimalist..”

May 2021 Financial Update:

It’s officially been one year since my first financial update! Let’s see where we were financially in May 2020: Our Current Numbers as of June 1st 2020: $16,814 Invested $10,028 In Savings No HSA (will get one Oct. 2022 when we can) -$150,279 Total Debt (House and Car) Some things that happened this month.. ourContinue reading “May 2021 Financial Update:”

My Goal Life:

Without knowing where you want to go, you will surely get lost along the way, wandering aimlessly. The same can be said about your finances & every other aspect of life. Before you start your conscious journey, Where are you going? Where do you want to end up? What does your dream life look like?Continue reading “My Goal Life:”

April 2021 Financial Update:

Hello & Welcome back to Ease Your Financial Payne! Spring weather is finally here so we’ve spent quite a lot of time outside this month. It feels so amazing to finally get some natural vitamin D again! Some things that happened this month: Brandon (my husband) is now fully vaccinated and so is a lotContinue reading “April 2021 Financial Update:”

March 2021 Financial Update:

Welcome back and Happy Spring! (Hopefully.) Here in Minnesota, you never know when Spring is actually here. The past two Winters, it has been warmer & less snowy than usual, which is concerning, to be honest. Also, last summer was not as humid either, it was very dry, at least where I live. Now thatContinue reading “March 2021 Financial Update:”

January 2021 Financial Update:

Welcome back to Ease Your Financial Payne! The first month of 2021 is over & so much has already happened in the world since the start of the year. This month, we put all of our stimulus money & $100 we got for Christmas towards our car to get a head start on our goalContinue reading “January 2021 Financial Update:”

Two Year Degree, Debt-Free:

How I graduated with an Associate’s Degree Debt-Free. Some quick notes before I start: My parents did not pay for any of my schooling whatsoever. I got 0 scholarships (I tried and applied every semester), I come from a middle-class white family. I was making $11.50-$15.00 an hour at the time of paying for myContinue reading “Two Year Degree, Debt-Free:”