Consumerism Is Ruining Your Life:

Welcome back to Ease Your Financial Payne! 🙂 My husband and I have been going through some major mindset changes about how we view life, and one of the biggest is how we view having stuff, and how much “stuff” we purchase or, consume. This shift in values has been growing in our subconscious forContinue reading “Consumerism Is Ruining Your Life:”

You don’t need a six-figure income to achieve Financial Independence

Hello and Welcome back to Ease Your Financial Payne. There are some major misconceptions that to achieve Financial Independence and/or Retire Early, you need have a household income of $100,000+ and no kids, but I am here to tell you that is totally false. Obviously, if you have a higher income is it easier, butContinue reading “You don’t need a six-figure income to achieve Financial Independence”

Becoming Obsessed with Finance so Young:

I have been asked this question a couple of times by other adults in my life. I figured I should write out my response because it is a little complicated and I believe there are many contributing factors as to why I am obsessed with being financially “ahead” (I also think it is an interestingContinue reading “Becoming Obsessed with Finance so Young:”

Two Year Degree, Debt-Free:

How I graduated with an Associate’s Degree Debt-Free. Some quick notes before I start: My parents did not pay for any of my schooling whatsoever. I got 0 scholarships (I tried and applied every semester), I come from a middle-class white family. I was making $11.50-$15.00 an hour at the time of paying for myContinue reading “Two Year Degree, Debt-Free:”

Introduction

About This Blog: “Today I will do what others won’t so tomorrow I can do what others can’t.” — Jerry Rice I have an extreme passion for personal finance and want to help as many people as I possibly can. I am creating this blog to share my financial knowledge and personal experiences to hopefully positively impact others. I’veContinue reading “Introduction”