You’re Creating Problems for Yourself and How to Stop.

Recently, I’ve caught myself and others, almost looking for problems. It’s kind of comical. We refuse to be content with whatever we have or where we’re at. We only focus on that which we lack or we change our minds to no longer like what we have. “The main floor is perfect! Now we justContinue reading “You’re Creating Problems for Yourself and How to Stop.”

May 2022 Financial Update:

Welcome back to Ease Your Financial Payne! This month we mainly went to garage sales, gardened/did yardwork, and I started part time work again. Overall, it was a peaceful, chill month. On to our personal finances for May: Our savings account did go down because we paid off my medical bill and took some moneyContinue reading “May 2022 Financial Update:”

April 2022 Financial Update:

April was an insanely busy month, so much happened and we had so many events. Finally, after over 6 months of consideration, and analyzing my infinite options for how I want to move forward, after losing my job in October 2021, I’ve figured out my plan for this next year. I of course want toContinue reading “April 2022 Financial Update:”

College Students and Money

I went around my local University campus today and surveyed college students about personal finance. (Tuesday, April 26th, 2022) Here are the questions I asked: What year are you graduating? What education have you received about how to manage your money? Do you feel ready to manage making $40,000+ a year after graduation and haveContinue reading “College Students and Money”

The Importance of Gratitude

Gratitude is half the battle when it comes to life, this of course includes finances. If you truly appreciate everything you have and have accomplished, you will be far more content & at peace. As I am writing this, my husband and I decided to walk around places we used to shop back in 2016Continue reading “The Importance of Gratitude”

4 Things That Are Worth Spending More Money On:

Saving and Investing are two of the most important things to me, but there are some things that are worth spending money on. Things that cost more upfront, but are worth it in the long run! 1. Bed related items: sheets, pillows, mattress, etc. You sleep for one-third of your entire life and how wellContinue reading “4 Things That Are Worth Spending More Money On:”

February 2022 Financial Update:

February was a wild month, with lots of unexpected twists and turns, especially on the global level. This is a finance blog, so I usually don’t get political on here, but I obviously can’t ignore Russia invading Ukraine. I know this is the work of Putin and a few higher up Russian government officials. IContinue reading “February 2022 Financial Update:”

Returning to School as an Adult:

As some of you may know, I am planning on going back to school starting May 2022. As a 23 year old, I now am noticing a lot of differences this time around. This post is for people who are going to college and what to possibly expect from others. First though, let me explainContinue reading “Returning to School as an Adult:”

Why You NEED to Know What You Want to Do After Retirement:

Many people who choose the F.I.R.E. (Financial Independence Retire Early) way of life, have a rude awakening once they reach financial independence and quit their jobs: All of your problems don’t magically disappear and it turns out your job and money weren’t what was holding you back. (This blog post was inspired by the Madfientist,Continue reading “Why You NEED to Know What You Want to Do After Retirement:”

Why I Share Our Finances Online:

I’m writing this for people, especially those who may know me in real life, who wonder why I share our personal finances publicly, or think to themselves something along the lines of, “that’s such an invasion of privacy, I would never do that.” Here are my reasons why: First of all, and the most importantContinue reading “Why I Share Our Finances Online:”