Hello and Welcome back to Ease Your Financial Payne. There are some major misconceptions that to achieve Financial Independence and/or Retire Early, you need have a household income of $100,000+ and no kids, but I am here to tell you that is totally false. Obviously, if you have a higher income is it easier, butContinue reading “You don’t need a six-figure income to achieve Financial Independence”
Tag Archives: Financial Freedom
December 2020 Financial Update:
Happy New Year! Hope you all stayed safe & healthy while entering 2021 & celebrating (or not celebrating) all of the different holidays that happened in December. I’ve heard a lot of people actually preferred this year’s holiday season over the usual, because they didn’t need to go to lame office parties or see familyContinue reading “December 2020 Financial Update:”
November 2020 Financial Update:
Hello, hope everyone is doing well! It was just Thanksgiving weekend in the U.S. so it was a nice break from work, for a lot of us. I reconnected with a friend this month that I hadn’t talked to in quite a while and we have decided to start a podcast. I’m not going toContinue reading “November 2020 Financial Update:”
October 2020 Financial Update:
Hope you all had a safe and fun Halloween! (if you celebrate it) Also, Feliz dia de los Muertos hoy y ayer! I love October-December with all of the holidays. We kept our spending pretty low in October. We did update our bedroom this month by tearing out the carpet, getting a new light fixture,Continue reading “October 2020 Financial Update:”
September 2020 Financial Update:
Hello October! This is probably my favorite month. I love Autumn, the changing leaves, Halloween, and so many of my favorite people have Birthdays in this month! Today, I am sharing our September Financial Update. We have some major updates to our financial goals that I will be sharing in this post. We pretty muchContinue reading “September 2020 Financial Update:”
August 2020 Financial Update:
Hello! Hope you are all well. In our personal life, August has been kind of crazy, too much going on. I can’t wait until I’m “done” with my education so I can just focus on work and reconnecting with loved ones. At least this month we did not really spend a lot like we didContinue reading “August 2020 Financial Update:”
July 2020 Financial Update:
Hello all, this month we spent a lot of money on various things for our house. We got a patio added on ($1,800), our ducts professionally cleaned ($650), and refinanced our mortgage! We went from a 30-year fixed rate mortgage with 4.75% interest to a 15-year fixed rate mortgage with 3.125% interest! Our mortgage paymentContinue reading “July 2020 Financial Update:”
June 2020 Financial Update:
Hello all, hope you are all doing well considering the current state of our world. Here is our June 2020 Financial Update: Our Goal Financial Independence Numbers: $900,000 Invested to cover beyond our Living Expenses. $150,000 In Savings for Market Crashes or Emergencies. An HSA we are Maxing out every year while working for MedicalContinue reading “June 2020 Financial Update:”
May 2020 Financial Update:
Welcome to the first Official Financial Update Blog Post. To start, as someone who lives in Minnesota, I cannot ignore the obvious injustices that are happening in the U.S. right now. I am not going to go in depth because this is a finance blog, but I have been extremely active in expressing my opinionContinue reading “May 2020 Financial Update:”
How to Get Financially Ahead in Your Late Teens/Early Twenties:
Automatically Save and Invest Every Month (Even if it is a small amount!): Banks let you set up automatic transfers to savings accounts in any amount, you can even choose what day of the month you prefer so that it works well with your pay schedule. The key is to get in the habit ofContinue reading “How to Get Financially Ahead in Your Late Teens/Early Twenties:”
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