March 2021 Financial Update:

Welcome back and Happy Spring! (Hopefully.) Here in Minnesota, you never know when Spring is actually here. The past two Winters, it has been warmer & less snowy than usual, which is concerning, to be honest. Also, last summer was not as humid either, it was very dry, at least where I live. Now thatContinue reading “March 2021 Financial Update:”

February 2021 Financial Update:

Hello and Welcome back to Ease Your Financial Payne! I’ve been doing a lot of reflecting, writing, & reading over this last month & my mindset has evolved, yet again. In February, I read The Power of Now by Eckhart Tolle, How to Become CEO by Jeffrey J. Fox, theminimalists.com by Joshua Fields Millburn &Continue reading “February 2021 Financial Update:”

January 2021 Financial Update:

Welcome back to Ease Your Financial Payne! The first month of 2021 is over & so much has already happened in the world since the start of the year. This month, we put all of our stimulus money & $100 we got for Christmas towards our car to get a head start on our goalContinue reading “January 2021 Financial Update:”

Consumerism Is Ruining Your Life:

Welcome back to Ease Your Financial Payne! 🙂 My husband and I have been going through some major mindset changes about how we view life, and one of the biggest is how we view having stuff, and how much “stuff” we purchase or, consume. This shift in values has been growing in our subconscious forContinue reading “Consumerism Is Ruining Your Life:”

You don’t need a six-figure income to achieve Financial Independence

Hello and Welcome back to Ease Your Financial Payne. There are some major misconceptions that to achieve Financial Independence and/or Retire Early, you need have a household income of $100,000+ and no kids, but I am here to tell you that is totally false. Obviously, if you have a higher income is it easier, butContinue reading “You don’t need a six-figure income to achieve Financial Independence”

December 2020 Financial Update:

Happy New Year! Hope you all stayed safe & healthy while entering 2021 & celebrating (or not celebrating) all of the different holidays that happened in December. I’ve heard a lot of people actually preferred this year’s holiday season over the usual, because they didn’t need to go to lame office parties or see familyContinue reading “December 2020 Financial Update:”

November 2020 Financial Update:

Hello, hope everyone is doing well! It was just Thanksgiving weekend in the U.S. so it was a nice break from work, for a lot of us. I reconnected with a friend this month that I hadn’t talked to in quite a while and we have decided to start a podcast. I’m not going toContinue reading “November 2020 Financial Update:”

October 2020 Financial Update:

Hope you all had a safe and fun Halloween! (if you celebrate it) Also, Feliz dia de los Muertos hoy y ayer! I love October-December with all of the holidays. We kept our spending pretty low in October. We did update our bedroom this month by tearing out the carpet, getting a new light fixture,Continue reading “October 2020 Financial Update:”

10 Ways to Drastically Cut your Spending:

Cutting your spending may seem hard because it feels like you’re taking away things that bring you joy, but is that true? I’m sure you’ve regretted buying something many times, but can you think of a time you really regretted not buying something? (other than experiences like travel). For most people, the answer is no.Continue reading “10 Ways to Drastically Cut your Spending:”

September 2020 Financial Update:

Hello October! This is probably my favorite month. I love Autumn, the changing leaves, Halloween, and so many of my favorite people have Birthdays in this month! Today, I am sharing our September Financial Update. We have some major updates to our financial goals that I will be sharing in this post. We pretty muchContinue reading “September 2020 Financial Update:”