College Students and Money

I went around my local University campus today and surveyed college students about personal finance. (Tuesday, April 26th, 2022) Here are the questions I asked: What year are you graduating? What education have you received about how to manage your money? Do you feel ready to manage making $40,000+ a year after graduation and haveContinue reading “College Students and Money”

How to Become Motivated:

I’ve noticed a trend recently. People think they will find motivation or figure out what they want out of life from social media. Unfortunately this is false. You will not find yourself or motivation from social media. All of that comes from within and choosing to start. Social media does provide a ton of informationContinue reading “How to Become Motivated:”

When Will the Next Market Crash Be?

Questions I have received recently are: “When will this housing bubble burst?”, “When will the next stock market crash be?”, and “Why do Baby Boomers not understand the younger generation’s financial struggles?” First of all, there is no housing bubble currently, and there likely isn’t going to be one again, at least not in ourContinue reading “When Will the Next Market Crash Be?”

The Importance of Gratitude

Gratitude is half the battle when it comes to life, this of course includes finances. If you truly appreciate everything you have and have accomplished, you will be far more content & at peace. As I am writing this, my husband and I decided to walk around places we used to shop back in 2016Continue reading “The Importance of Gratitude”

4 Things That Are Worth Spending More Money On:

Saving and Investing are two of the most important things to me, but there are some things that are worth spending money on. Things that cost more upfront, but are worth it in the long run! 1. Bed related items: sheets, pillows, mattress, etc. You sleep for one-third of your entire life and how wellContinue reading “4 Things That Are Worth Spending More Money On:”

March 2022 Financial Update:

Hello everyone, hope you’re all doing well! I mainly spent March trying to figure out what direction I want to go with my career. I got a little derailed and lost sight of the path I was on, but now I’m back. 🙂 I’m making content for Ease Your Financial Payne again. I just startedContinue reading “March 2022 Financial Update:”

February 2022 Financial Update:

February was a wild month, with lots of unexpected twists and turns, especially on the global level. This is a finance blog, so I usually don’t get political on here, but I obviously can’t ignore Russia invading Ukraine. I know this is the work of Putin and a few higher up Russian government officials. IContinue reading “February 2022 Financial Update:”

Returning to School as an Adult:

As some of you may know, I am planning on going back to school starting May 2022. As a 23 year old, I now am noticing a lot of differences this time around. This post is for people who are going to college and what to possibly expect from others. First though, let me explainContinue reading “Returning to School as an Adult:”

How to Become an Extreme Minimalist -The “Moving Across the World Method”:

I thought of a new method on how to become a minimalist… Act as though you need to move across the ocean and fit all of your belongings in a carry-on suitcase, back pack, and large checked bag. Obviously people have done this before, but my idea is to pretend like that’s what you haveContinue reading “How to Become an Extreme Minimalist -The “Moving Across the World Method”:”

Why You NEED to Know What You Want to Do After Retirement:

Many people who choose the F.I.R.E. (Financial Independence Retire Early) way of life, have a rude awakening once they reach financial independence and quit their jobs: All of your problems don’t magically disappear and it turns out your job and money weren’t what was holding you back. (This blog post was inspired by the Madfientist,Continue reading “Why You NEED to Know What You Want to Do After Retirement:”